It’s the Holiday Season once again, but remember it is also a holiday for the bad guys as well, but not in the way you might think. Hackers go into scam-overdrive mode during this time of the year to prey on the heavy shopping done by consumers. This time of year is the busiest for on-line shopping and scammers are out to get rich off of your money. So what should you look out for?
There are too-good-to-be-true coupons that offer free or discounted phones, tablets, and countless other cool items all over websites and social media; don’t fall for them! Make sure the offers are from a legitimate company. While you’re at it, watch out for alerts via email or text informing you that you just received a package from FedEx, UPS or the US Mail. These notifications will then ask you for some personal information; don’t be fooled into giving them anything!
The price of security, especially now, is constant alertness and willingness to fight back. Remember to only use credit cards online, never debit cards, as your liability is limited with a credit card and the money does not come straight out of your bank account. Be super-wary of spam email with crazy good BUY NOW offers and anything which looks slightly “off”. Remember, if it seems too good to be true, it probably is. And if you’re still wanting to take advantage of that offer, double check with the company directly.
If you think you might have been scammed, stay calm and call your credit card company right away, nix that card, and get a new one. It is always better to be safe than sorry.